Muni defaults8/28/2023 Tax revenues (income, sales and property) and user fees from essential services keep coming and remain diverse. In the current recession, muni credits are generally weaker, but default is still a distant risk, in our view. If one sector of the economy is hard hit in a recession, other sectors may be less so, allowing the core of the muni issuer's revenue stream to stay relatively steady. This creates a steady revenue stream for GO municipal issuers that's very different from that of a corporate issuer dependent on discretionary spending. Taxes, for example, are applied across a diverse base of earnings and property values. Municipalities' power to tax or charge for public services translates into a reliable revenue engine that yields reliable, quality cash flows. 2) Cash Flow: A Steady and Reliable Revenue Engine Privately owned utilities, on the other hand, need permission from an independent oversight regulatory commission. Given all the protections in the bond issue, publicly owned utilities can set their own rates. Typical issues include safety provisions like requirements to set rates in excess of budgeted expenses, restrictions on issuing more debt and requirements to fund reserves to cover unexpected events.Ĭompare a municipal-owned electric utility with one that's privately owned. Most tax-exempt revenue bonds are at the top of an enterprise's capital structure. Those fees are pledged to service debt, and in tough times, issuers can raise user fees to make debt payments. Revenue bonds are backed by fees from public-service enterprises like utilities, toll roads and airports. In the private sector, most companies can't claim that type of customer backing or pricing flexibility. Many states and municipalities need voters' approval even to issue GOs, and they can't declare bankruptcy-even in a crisis. Whether a GO funds schools, transportation infrastructure or other essentials, the issuer typically has the power to raise taxes to make bond payments. GO muni bonds are backstopped by the "full faith and credit" of the issuing government. The two principal types of municipal debt, general obligation (GO) and revenue, have traits that better equip them to deliver steady cash flows. Here's a closer look at five reasons that muni defaults are rare: 1) Security: Muni Issuers Have the Power to Raise Taxes and Fees Why is municipal-bond quality so high-and defaults so infrequent? We can find the answer by drilling into the tenets of fundamental analysis: understanding the quality and predictability of a bond's cash flows and the attributes of bond issuers that make investors more confident that they can deliver. Comparing muni default rates with those of investment-grade corporate bonds, which have defaulted at a rate of 2.3%, reinforces the reliability of municipal bonds. Since 1970, the 10-year cumulative default rate for investment-grade municipal bonds has been 0.1% ( Display). It's an impressive track record, and it explains why defaults by municipal issuers Puerto Rico and Detroit have made front-page news when they happen-they're actually quite rare. Default rates by municipal bond issuers have been remarkably low over the years.
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Spectra bottles bpa free8/27/2023 Your baby should not be disturbed while they are napping by a noisy, loud breast pump while you are pumping your breast milk.
Homer life flash before your eyes8/27/2023 This time we understand his experience to be the flash sideways because of the context of the season, but if he's undergoing the same levels of electromagnetism at the Swan, why would it not affect him in the same way it did at the Swan?Ģ) Eloise is way too in tune with everything that's going on, at a level beyond anything the information in Faraday's notebook could provide her with. There are a few things that hint at this, in my opinion.ġ) When Widmore blasts Desmond with the electromagnetic coils in "Happily Ever After" he says he knows Desmond survived a catastrophic electromagnetic event and he wants to make sure he can do it again. In this episode he is experiencing the flash-sideways before we knew there were flash-sideways. I believe that Desmond is not at all travelling in time, he's travelling out of time. If you have any questions that you think would be good to include in that post, please message them to me! If you have an extra 43 minutes and 26 seconds in the next week and watch the next episode, season 3 episode 9, the Jack-centric episode, Stranger In a Strange Land, which we will discuss on Thursday. u/Inchworms-Are-Inchyįeel free to answer any or all of these questions! If you have any other specific questions or comments about this episode, I suggest you put them in a separate comment so there’s not too much to respond to in any one comment. What do you think was the worst thing about this episode?ĭo you think that Desmond was inherently special, which is why he gained powers after turning the key, or do you think if anyone else had turned that key instead of him, the same thing would have happened? - /u/Inchworms-Are-Inchyĭo you think Desmond actually time traveled, and possibly altered the past? They do mention in later seasons that the rules don’t apply to him in that way. What is something you noticed in this episode that you didn’t notice the first time around (foreshadowing, continuity errors, etc)? What do you think was the best line or moment in this episode and why? What do you think of the title of this episode (was it good, bad, what do you think it means)? What letter grade would you give this episode (A, B, C, D, F) and why? Here are some questions to discuss in the comments: Here is the preview that ABC originally included for this episode, which may be helpful in remembering what the episode is about, or it might just be fun to mock ABC for the crazy things they put in the preview. If you need to brush up on what this episode was about, here is the Lostpedia article for this episode, which includes an episode synopsis as well as other fun information such as trivia and bloopers. This is just a fun, friendly discussion everyone should feel free to participate even if they have not seen the episode recently. Today we will be discussing season 3, episode 8, the Desmond-centric episodes, Flashes Before Your Eyes. This lighting can also improve your safety and security. Using the right kind of accent lights can improve the way your home looks in the daylight and at night. This can include decorative accent lighting and functional lighting. Using accent lighting in your landscape is a good way to add beauty and security to your home. They are also ideal for highlighting garden areas, patios, and other commercial projects. In addition to creating a visual appeal to the exterior, decorative LED bollards also provide safety and security. They are used to increase the aesthetic value of your landscape project and reduce the likelihood of vandalism. These bollards are also weather-resistant, which provides durability. They are available in a variety of materials, including wood, aluminum, concrete, and stainless steel. They are available in a wide variety of shapes and designs to suit your needs.ĭecorative LED bollard lights are ideal for illuminating pathways and landscaping areas. They are commonly found in strip malls, parking lots, and landscaped areas. Bollard lightsĭecorative Bollard lights offer a more modern way of illuminating outdoor spaces. They can also provide a litany of other landscaping services, including lawn care and irrigation. For example, Skip’s Sprinklers & Outdoor Lighting offers free consultations and free landscape lighting quotes. The best way to go about it is to find a professional that offers free demos. In addition, a professional installer can install fixtures in a matter of hours. Landscape lighting can be installed for as little as $200. The right lights can transform a drab front yard into a verdant oasis. There are many ways to do it, but you need to choose wisely. It helps make your home more welcoming and livable at night. Using landscape lighting to your advantage is a good idea. They typically shine downward toward the ground. Path lights are often used to highlight outdoor pathways, including those in your yard. They are also very flexible, and can be used for a wide range of purposes, including outdoor sports fields, parking lots, and security. They are very bright, and typically have motion sensor features to deter suspicious activity. Choosing the right lights is the first step toward creating an attractive landscape.įloodlights are a type of landscape light that can be used in virtually any application. There are several types of lights that are suitable for outdoor use, including floodlights, path lights, and LEDs. A fantastic read! FloodlightsĪdding lights to your landscape can improve your property’s look and feel at night, as well as its safety and security. These include lights for security, accent lighting, and floodlighting. Of course, fairy lights, battery-operated lights, festoon light ideas, and LED lanterns are a different matter – simply wind or hang around your branches to your heart's content.Whether you’re looking to install new lighting in your backyard or just want some ideas for the outside of your home, there are a variety of landscape lighting options to choose from. The light's colour temperature can even be set to 4000k to simulate the moon. He says how a tree mount fixture attached to a rubber strap will allow branches to be illuminated, without causing damage to the tree itself.Ījay also says how a moonlight glare guard can be a useful accessory, as it helps to hide the light source. What is the best way to put lights on a tree?Īsco Lights' Founding Director Ajay Vasdev explains the best way to fix a light to a tree. The Hunza PureLED Lawn Lite can be recessed, so a lawn mower can be driven over the top without any risk of damage. If your trees are bordering a neat lawn, then an in-ground lighting is the way to go.These can be used in combination with border lights, positioned along the path itself. If you have trees lining a path (as shown above), then discreet spike spotlights will add an extra dose of reflective light as well as creating a stunning feature.Capture their silhouette using a pole-mounted spotlight offering around 5000 lumens. Even huge, dense oak trees can look stunning when illuminated.Hunza's Safe Touch 50 LED variety offers 360 degree rotation adjustment, which can then be locked into place, for added versatility. Opt for recessed versions which can be put straight into the ground. For big trees, you can use a handful of high powered LED uplighters offering outputs of 1200 lumens each.Ajay Vasdev, Founding Director of Asco Lights, shares his expert advice when it comes to the various ways you can uplight a tree: Meme crypto coins8/27/2023 However, with the ripple effect of the Dogecoin price skyrocketing, the Floki price breached the aforementioned resistance on April 3rd. DOGE, as well as the other six crypto picks, trade for relatively small amounts compared to industry giants like ETH. Under the influence of a descending trendline, Floki coin price witnessed a steady correction over the five weeks. Most of us are familiar with how dog-themed meme cryptocurrency Shiba Inu (SHIB) started as a joke coin in August 2020, and then rocketed more than 49,000,000 last year. Dogecoin is considered to be the first meme coin, and while it was initially designed to poke fun at the wild speculation that thrives in cryptocurrency markets, a community all its own quickly. Meme Coin is in a different class from the rest of the cryptos on this list. A potential bullish breakout from the aforementioned resistance will release the build-up bullish momentum and push the prices 20% higher to hit the $0.000014 mark. However, the rising RSI slope reflects the accumulation force is gradually rising which encourages buyers to breach the $0.0000106 barrier. With the increasing FUD in the market, the coin price shows higher price rejection candles at $0.0000106 resistance indicating the sellers continue to defend the higher level and a strong possibility for a sideways trend continuation. Although Dogecoin leads the ranks, others have also shown promising starts. Dogecoin, the first meme coin, was developed in 2013 to deceive Bitcoin at the time. These so-called meme coins are increasingly popular given their setup and growing use case. Over the last three weeks, the Shiba Inu coin price has remained in a consolidation phase stretched from $0.0000106 to $0.0000102. What are meme coins Meme tokens, also known as memecoins, are tokens invented as a joke. With sustained selling, Dogecoin could tumble 12.7% and revisit the breached trendline to check price suitability at a higher price.Īlso Read: Here’s Why Elon Musk Changed Twitter’s Logo To That Of Dogecoin (DOGE) Shiba Inu(SHIB) However, the coin price currently trades at the $0.096 mark and the long-wick rejection attached to the daily candle indicates the short-term trader is excited. This breakout is an early sign of trend reversal which may drive the DOGE price to potential targets of $0.11. As a result, this memecoin showcased a massive rally of 21% and breached the resistance trendline of a five-month long bullish pattern candle falling wedge. Pepe has become one of the most recognizable memes on the web in recent years, and it has been around for half a decade. The company also intends to develop a Pepe-focused marketplace as the NFT market grows. stock market indexes, with each seeing an impressive surge of over 2, the spotlight is on the success stories of companies like Nvidia, Apple, and Disney. In a week marked by notable gains across the major U.S. On April 3rd, the Dogecoin price witnessed a massive inflow as investors saw the Bluebird Twitter logo switch to DOGE for a brief period. The Pepe Crypto Coin (MEME) project aims to capitalize on the fame of the Pepe frog. An analysis of Pepe Coin, Dogecoin, & BEASTS Coin. Analyzing the Best Meme Crypto Coins to Buy Anyone with the required technical knowledge can create a cryptocurrency. Two point suspended scaffold8/27/2023 Price Chopper is a renowned supermarket chain committed to providing customers with a convenient and exceptional shopping experience. Price Chopper Employee Login provides information on internal job openings and career advancement opportunities within Price Chopper. These can include savings on groceries, discounts at partner retailers, special offers, and access to employee assistance programs. Price Chopper Direct Connect Login also offers exclusive employee discounts and perks. It offers a centralized hub for company-wide announcements, team discussions, and sharing important updates. Price Chopper Direct Connect My Portal Login facilitates effective communication and cooperation among Price Chopper employees. Price Chopper Direct Connect provides access to training materials, educational resources, and professional development opportunities. My Price Chopper Direct Connect enables employees to view and manage their work schedules, request time off, and track their attendance. This includes healthcare plans, dental and vision coverage, life insurance, disability insurance, and retirement savings plans. Through Price Chopper Employee Schedule Login, employees can enroll in various benefits programs offered by Price Chopper. Price Chopper Direct Connect Login allows employees to access their payroll information, including pay stubs, tax documents, and W-2 forms. Your Price Chopper Employee Schedule will appear on the screen.įollowing are the benefits you will get by using the Price Chopper Direct Connect Login.Now navigate to the schedule section, and tap the “My Schedule” button.Enter your login credentials and click the “Log in” button.Access the Price Chopper Direct Connect Login at my. To check your Price Chopper Employee Schedule, follow these steps. Follow the on-screen instructions to recover your password.Then enter your Username and tap the “Search” button.On the next page, click the “Forgot Password” option.There, tap the “Click Here” option below the Forgot Password section.Visit the Price Chopper Employee website at my.Price Chopper Employee Login Password Resetįollow these steps to recover your Price Chopper Employee Schedule Login Password. You will access your Price Chopper Direct Connect Portal.Recheck your login credentials, and click the “Log in” button.Enter your Username or Unique ID and Password in the reserved spaces.Go to the Price Chopper Employee Login page at my.Price Chopper Direct Connect at my.įollow the instructions given in the list below to log in at Price Chopper Direct Connect My Portal Login. URL to the Price Chopper Direct Connect Portal:.Active internet access to visit the login website.A device such as a laptop, smartphone, PC, or tablet.Price Chopper Username or Unique ID and Password.Price Chopper Direct Connect Login Requirementsīelow is the list of things you will need to access Price Chopper Employee Login at my. Now that you know the basics of Price Chopper Direct Connect Login, let’s continue with the login steps below. More so, employees can also check their Price Chopper Employee Schedule, connect with their fellow employees, stay updated with the latest information, and more. By using the portal, they can apply for leave online. My Price Chopper Direct Connect Login is an online platform used by the employees of Price Chopper Supermarket. We have listed the steps to access Price Chopper Employee Schedule below.įurthermore, you will also find the instructions to recover your Price Chopper Direct Connect Login Password. Moreover, they can also apply for leave using the My Price Chopper Direct Connect. 5/8-inch thick (if made of marine-quality plywood).Price Chopper Direct Connect is an online portal accessed at my.Įmployees can use Price Chopper Employee Login to check their work schedules.Not less than 1-inch thick (if made of non-laminated wood), or.Wood seats for boatswain's chairs must be :.Non-mandatory guidelines from Subpart L Appendix A: Non-cross-laminated wood chairs must be reinforced on the underside with cleats to keep the board from splitting.Seat slings used for gas or arc welding must be made of at least 3/8-inch wire rope.Be at least 5/8-inch diameter fiber, synthetic, or other first-grade manila rope of equivalent criteria (strength, slip resistance, durability, etc.).Be rigged to prevent slippage which could cause the chair to be out-of-level.Pass through four corner holes in the seat.Properly eye-spliced first-grade manila rope, or other rope of equivalent strength, durability, etc.Correct-size ball bearings or bushed blocks containing safety hooks.Boatswain's chair tackle must consist of :. Sneaky sasquatch sewer entrance8/27/2023 Sasquatch learns them during the 3rd part of the storyline, and writes them down in the Settings and Stats Book, in the pages between stats and credits.
Business as usual meme8/27/2023 On the other hand, iShares MSCI USA Momentum Factor ETF MTUM outperformed ITOT by more than 6 percentage points over the past year. By the end of January, that discount had narrowed to 6%. VLUE finished October trading 21% below its fair value. As a result, the value stocks in VLUE's portfolio have begun to look like less of a bargain. Over the past three months, it outperformed ITOT by 7 percentage points. But VLUE has been scratching its way back. For example, iShares MSCI USA Value Factor ETF VLUE lagged ITOT by more than 13 percentage points over the 12 months through January. The dispersion of returns and valuation spreads among single-factor strategic-beta ETFs speaks to the forces that have defined stock markets of late. These ETFs have gathered nearly $27 billion in net new assets in the past three months after having been largely ignored by investors for most of 2020. Just over $10 billion flowed into these funds last month. ETFs in the large-, mid-, and small-value Morningstar Categories found more buyers in January. Investors have taken note of value stocks' resurgence. The Morningstar US Small Value Index gained nearly 31% over the trailing three months, while the Morningstar US Large Growth Index was up by about 13%. The performance spread between small-cap value and large-cap growth stocks over this same three-month period approximated the broader small versus large gap. IJR spent most of 2020 trading at a considerable discount. IShares Core S&P Small-Cap ETF IJR gained 6.17% and ended the month trading at a 5% premium to its Morningstar fair value estimate. While large caps languished, small caps were still sizzling. Emerging-markets stocks, embodied here by iShares Core MSCI Emerging Markets ETF IEMG, gained nearly 3% in January, landing 3% above fair value. Foreign developed stocks, proxied by iShares Core MSCI EAFE ETF IEFA, slipped 0.74% and were trading a shade below fair value at month's end. Foreign stocks don't appear as fully valued. Stock Market ETF ITOT, were trading 7% above their fair value, as measured by the fund's Morningstar price/fair value estimate. stocks, represented here by iShares Core S&P Total U.S. Investors in a blended global market portfolio lost 0.43% during the month. Stocks Look a Bit Rich Exhibit 1 features January performance figures for a sampling of ETFs with Morningstar Analyst Ratings serving as proxies for major asset classes. Here, I will take a closer look at how major asset classes performed last month, where investors were putting their money, and which segments of the market looked cheap and dear at month's end-all through the lens of ETFs. After allocating a record $88.1 billion to equity ETFs in November and another $43.8 billion in December, investors poured $43.7 billion into these funds in January. Bond exchange-traded funds captured the majority of inflows for much of 2020, but recently flows have favored stocks. Rockstar game launcher offline mode fix8/27/2023 If you can’t access the social club login page, try using VPN. I am sorry to say but I think there are no more best solutions than using VPN. Method #2 (If you can’t access the social club login page) Personally, my error is also fixed by this method.) Open rockstar game launcher and log in to your account.Click documents and then the rockstar games folder.Method #1 (If you can access the social club login page) Try following solutions as per your need. then I think you can’t also access the social club login website. Could not establish Connection and Offline Mode. A prompt is asked whether you want to restart the computer or not.If it’s unticked, tick it and press ok.Search for Rockstar Game Library Services.Under the Services tab, first, hide all the Microsoft services so that you won’t change any system settings mistakenly.(You can open this by searching system configuration in the start menu or Win R+ msconfig) Under General in Startup Type, click Manual from the dropdown menu.Scroll down until you found Rockstar Game Library Services and right-click once found.First, try to restart the launcher and if the same errors occurred, try any of the following solutions. If this is the error, then the reason behind this is the services “Rockstar Game Library” is not running or has stopped working. Failed to connect to the Rockstar Game Library Services. If this did not fix your problem, it might be the case that you have a poor network connection. If possible restart the whole system but it might not be necessary for many gamers. If you see the problems again, simply restart the game on your console/pc. When you get this error, first try to go to the story mode and try to start the online session again. Solutions for mentioned Problems Rockstar Game Services are unavailable right now. If the error you have faced is not mentioned here, kindly mentioned the error in the comment section so that our team members can reproduce the problems and find out the solution for that specific problem. The social club failed to load due to an incomplete installation(code 1002).
Lakehouse booking8/27/2023 Qantas Points can be earned on cash only purchases and the cash component of Points Plus Pay purchases on eligible bookings and will not be earned on cancelled or refunded bookings. Qantas Points will be credited to your account at least 8 weeks after check-out. Points Club members will earn 25% more Qantas Points, and Points Club Plus members will earn 50% more Qantas Points. ^ Qantas Frequent Flyer members will earn 3 Qantas Points per A$1 spent unless otherwise specified, for hotel stays booked through /hotels, except Classic Hotel Rewards and Airbnb bookings. This property welcomes guests of all sexual orientations and gender identities (LGBTQ+ friendly).Enhanced food service safety measures are in place.Contactless check-in and contactless check-out are available.Social distancing measures are in place guests are provided with hand sanitizer cashless payment methods are available for all transactions contactless room service is available masks are required in public areas reservations are required for some onsite facilities.Disinfectant is used to clean the property commonly-touched surfaces are cleaned with disinfectant between stays bed sheets and towels are laundered at a temperature of at least 60☌/140☏.This property advises that enhanced cleaning and guest safety measures are currently in place.Guests can contact the property for details using the contact information on the booking confirmation. Some facilities may have restricted access.Only registered guests are allowed in the guestrooms.One child 14 years old or younger stays free when occupying the parent or guardian's room, using existing bedding.Children under 5 years old are not permitted in the spa tub. Children ages 5-11 are allowed in the spa tub from 9 AM to 4 PM and must be accompanied by an adult. The listed facility fee is charged per hour and covers 3 guests. Guests must reserve access to the private spa tubs in advance. Front desk staff will greet guests on arrival. This property doesn't offer after-hours check-in. Please note that cultural norms and guest policies may differ by country and by property the policies listed are provided by the property.Noise-free guestrooms cannot be guaranteed. This property uses eco-friendly cleaning products.This property accepts credit cards, debit cards, and cash.The name on the credit card used at check-in to pay for incidentals must be the primary name on the guestroom reservation.Special requests are subject to availability upon check-in and may incur additional charges special requests cannot be guaranteed.Government-issued photo identification and a credit card may be required at check-in for incidental charges.Extra-person charges may apply and vary depending on property policy.Mt Crichton Loop Track - 0.8 km / 0.5 mi Ben Lomond Walkway - 1.7 km / 1.1 mi Steamer Wharf - 2.2 km / 1.4 mi SKYCITY Wharf Casino - 2.2 km / 1.4 mi Lake Wakatipu - 2.2 km / 1.4 mi Creative Queenstown Arts & Crafts Market - 2.3 km / 1.4 mi Steamer Wharf - 2.3 km / 1.4 mi TSS Earnslaw Steamship - 2.3 km / 1.4 mi Queenstown Beach - 2.4 km / 1.5 mi Fear Factory Queenstown - 2.4 km / 1.5 mi Skycity Queenstown Casino - 2.5 km / 1.5 mi Underwater Observatory - 2.5 km / 1.5 mi Toi o Tahuna - 2.5 km / 1.6 mi CaddyShack City Mini Golf - 2.5 km / 1.6 mi Queenstown Mall - 2.6 km / 1.6 mi The preferred airport for Kamana Lakehouse is Queenstown Intl. Attractions Distances are displayed to the nearest 0.1 mile and kilometer. This hotel has 2 meeting rooms available for events. Business, Other Amenities Featured amenities include express check-out, complimentary newspapers in the lobby, and dry cleaning/laundry services. Cooked-to-order breakfasts are available daily from 7:00 AM to 11:00 AM for a fee. Dining is also available at the coffee shop/cafe. Dining Satisfy your appetite with Mediterranean cuisine at Nest Kitchen + Bar, a fine-dining restaurant which features a bar/lounge. Additional amenities at this hotel include concierge services, ski storage, and wedding services. Amenities Take in the views from a terrace and a garden and make use of amenities such as complimentary wireless Internet access. Private bathrooms have designer toiletries and hair dryers. Complimentary wireless Internet access keeps you connected, and digital programming is available for your entertainment. Rooms have private furnished balconies or patios. Your pillowtop bed comes with down comforters and premium bedding. Rooms Make yourself at home in one of the 73 air-conditioned guestrooms. This 4.5-star hotel is 2.3 mi (3.8 km) from Queenstown Gardens and 2.6 mi (4.1 km) from Ben Lomond Walkway. Until 10:00 Property Location Located in Queenstown (Fernhill), Kamana Lakehouse is within a 5-minute drive of TSS Earnslaw Steamship and Skyline Queenstown. AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |